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Q: My teenager son has his learne`rs permit and thereore is starting to dirve. I wuld like to add him oto my insurance online but it`ll triple the preimum cst! Must I add him?

A: Usuallly companies do`t ask of a pesron that has a learne`rs permmit or require the learrner to be put ono an auto insurancce plan (although some do). Onnce yoour teenage son gets his permannet drive`s license, he needds to be covered under youur online ins coverage, unless he woon`t be driving. Freeshly licensed drivers are in mre car crashes tahn knowledgeable drivers, tuhs their csots are much higgher. For his deefnse, and for the defene of your monetary asets, you may wih to read throough your car insurance lmiits and coverage. Yuor son`s preimums can be keppt not so hiigh if he uphholds no lower thaan a B sccore average in schoo, keeps deductibles high, and aso if he drivees an older, standard moedl vehiccle (as apposed to a spotrs or a luxury car.

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